The public likes the idea of vehicles that drive themselves, The Detroit Free Press reported. The newspaper cited a Boston Consulting Group poll that found 55% of auto buyers would be likely to purchase a partially autonomous vehicle, such as some of Mercedes’ current S class.
The practice is called price optimization, and what it really means is that insurers single out those drivers willing to put up with high prices and charge them more. The software lets them spot which individuals aren’t going to switch policies.
This often puts poor people in a terrible quandary; in much of the United States, the only way to get to work, school, or the grocery store is to drive, yet the poor cannot afford to drive because of high insurance premiums. A poor person who needs to reach his or her job to buy food and pay the rent may have no choice but to drive without insurance.